Cost Of Living in McChord AFB, WA

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F

35%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

92%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	McChord AFB	Washington	National
Cost of living	135	119	100
Groceries	107	107	100
Health care	111	109	100
Housing	192	138	100
Transportation	112	112	100
Utilities	110	110	100
Lifestyle & Entertainment	114	112	100
Household Items	106	107	100
Education & Childcare	116	117	100

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Cost Of Living Quick Facts

The cost of living in McChord AFB is 14% higher than the Washington average
The cost of living in McChord AFB is 35% higher than the national average
McChord AFB housing is 92% higher than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$68,846	$5,737	$1,606	$2,066

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ketron Island, WA	0	110	10.2%
North Yelm, WA	3,847	106	6.3%
North Puyallup, WA	2,029	111	11.1%
Nisqually Indian Community, WA	603	112	12.1%
Longbranch, WA	4,700	114	14.3%
McChord AFB, WA	3,353	135	34.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Westville, IL	3,352	85	14.9%
Gramercy, LA	3,352	95	4.7%
Lutcher, LA	3,352	89	10.8%
Sleepy Hollow, IL	3,351	116	16.2%
Muldrow, OK	3,351	82	18.1%
McChord AFB, WA	3,353	135	34.8%