Cost of Living in Elverta, CA

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F
35%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
85%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elverta California National
Cost of living135141100
Groceries108111100
Health care116116100
Housing185197100
Transportation115118100
Utilities119119100
Lifestyle & Entertainment113120100
Household Items107111100
Education & Childcare123127100
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Homes For Sale In Elverta, CA

property for sale

8304 Palladay Rd

Elverta, CA
property for sale

8205 Madrone St

Elverta, CA
property for sale

1939 U St

Rio Linda, CA
property for sale

1802 Kasser Rd

Elverta, CA

Cost Of Living Quick Facts

  • The cost of living in Elverta is 4% lower than the California average
  • The cost of living in Elverta is 35% higher than the national average
  • Elverta housing is 85% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Elverta

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      Salary Calculator

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$135,950$11,329$3,172$4,079
      Renters$67,189$5,599$1,568$2,016
      The affordability of the housing market in Elverta, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Elverta homeowners, the median income is $135,950. This indicates that a monthly maximum of $3,172 should be spent by homeowners on all housing related costs. Renters have a median income of $67,189. This indicates that renters would have a maximum of $1,568 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fruitridge Pocket, CA5,94011616.0%
      Knights Landing, CA1,02011615.9%
      McClellan Park, CA87011716.6%
      North Highlands, CA50,17211918.7%
      Foothill Farms, CA36,97712424.1%
      Elverta, CA5,36613535.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ranson, WV5,3671065.8%
      Osceola, IA5,3628317.0%
      Woodstock, VA5,3701076.8%
      Monticello, IN5,3618514.9%
      DeWitt, IA5,371936.8%
      Elverta, CA5,36613535.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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