Cost Of Living in Elmore, MN

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19%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

64%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elmore	Minnesota	National
Cost of living	81	100	100
Groceries	100	100	100
Health care	101	100	100
Housing	36	100	100
Transportation	97	100	100
Utilities	106	104	100
Lifestyle & Entertainment	99	100	100
Household Items	97	100	100
Education & Childcare	104	99	100

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Cost Of Living Quick Facts

The cost of living in Elmore is 19% lower than the Minnesota average
The cost of living in Elmore is 19% lower than the national average
Elmore housing is 64% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,440	$4,953	$1,387	$1,783
Renters	$53,083	$4,424	$1,239	$1,593

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ledyard, IA	85	78	22.4%
Lakota, IA	414	79	21.5%
Bricelyn, MN	301	79	20.8%
Swea City, IA	655	80	20.0%
Rake, IA	157	80	19.7%
Elmore, MN	393	81	18.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rough Rock, AZ	393	78	22.1%
Woodland, GA	393	82	18.4%
Kismet, KS	393	87	12.7%
Hazel, KY	393	84	16.2%
Dublin, NC	393	90	9.5%
Elmore, MN	393	81	18.8%