Cost of Living in Swea City, IA

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A+
20%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
68%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Swea City Iowa National
Cost of living8089100
Groceries10097100
Health care10196100
Housing3274100
Transportation9797100
Utilities10695100
Lifestyle & Entertainment9995100
Household Items9797100
Education & Childcare10494100
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Homes For Sale In Swea City, IA

property for sale

903 470th St

Ledyard, IA
property for sale

408 1st Ave W

Swea City, IA
property for sale

103 7th St N

Swea City, IA
property for sale

506 5th St N

Swea City, IA

Cost Of Living Quick Facts

  • The cost of living in Swea City is 10% lower than the Iowa average
  • The cost of living in Swea City is 20% lower than the national average
  • Swea City housing is 68% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Swea City

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Compare Swea City, IA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,698$6,058$1,696$2,181
      Renters$53,413$4,451$1,246$1,603

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ledyard, IA857822.4%
      Lakota, IA4147921.5%
      Ringsted, IA4837921.1%
      Fenton, IA2418020.2%
      Elmore, MN3938118.8%
      Swea City, IA6558020.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Norphlet, AR6558514.8%
      Valley Acres, CA6551054.8%
      Sharon, CT6551077.2%
      Addison, MI6558514.9%
      New Lothrop, MI6558812.4%
      Swea City, IA6558020.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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