Cost of Living in Villa Hills, KY

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A+
0%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Villa Hills Kentucky National
Cost of living10088100
Groceries9798100
Health care9597100
Housing11370100
Transportation9596100
Utilities9595100
Lifestyle & Entertainment9395100
Household Items9797100
Education & Childcare9294100
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Homes For Sale In Villa Hills, KY

property for sale

2802 Dry Ridge Ct

Villa Hills, KY
property for sale

878 Squire Oaks Dr

Villa Hills, KY
property for sale

934 Palomino Dr

Villa Hills, KY
property for sale

851 Hacienda Ct

Villa Hills, KY

Cost Of Living Quick Facts

  • The cost of living in Villa Hills is 14% higher than the Kentucky average
  • The cost of living in Villa Hills is equal to the national average
  • Villa Hills housing is 13% higher than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Villa Hills

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,335$11,528$3,228$4,150
      Renters$90,309$7,526$2,107$2,710
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Villa Hills, KY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Villa Hills homeowners, is $138,335. This would allow for a maximum of $3,228 per month to be spent on housing costs. For renters, the median monthly income is $90,309 which would result in a maximum of $2,107 to be spent on rental costs.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Petersburg, KY375954.8%
      Plainville, OH159973.4%
      Shawnee, OH1,081954.8%
      Elizabethtown, OH2957524.9%
      Hooven, OH3367722.7%
      Villa Hills, KY7,7041000.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ellwood City, PA7,7038416.1%
      Delafield, WI7,70312524.5%
      Clare, NS7,701n/a 
      Dock Junction, GA7,699918.6%
      Aurora, MO7,7098416.5%
      Villa Hills, KY7,7041000.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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