| Index | Duncanville | Texas | National |
| Cost of living | 100 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 103 | 83 | 100 |
| Transportation | 100 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 101 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 97 | 98 | 100 |
Knowing the cost of living in Duncanville allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Duncanville stands at 100, marking it 0% equal to the national average.
The cost of living in Duncanville is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
The real experts on a city are its residents. That's why we reached out to 19 locals to get their views on the cost of living in Duncanville. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 58% found it budget-friendly with decreasing prices, while 42% said it's simply not affordable as prices have continued to rise.
Is Duncanville affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Duncanville, the median home price is 8.9% lower than the national average and monthly rent prices are 30.2% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Duncanville boasting a median household income of $86,646, 6.5% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Duncanville, the housing index is 2.8% higher than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Duncanville, the transportation index is 0% equal to the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The Duncanville cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $106,970 | $8,914 | $2,496 | $3,209 |
| Renters | $60,931 | $5,078 | $1,422 | $1,828 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Horseshoe Bend, TX | 641 | 83 | 16.7% |
| Wilmer, TX | 4,836 | 86 | 13.7% |
| Hutchins, TX | 5,962 | 88 | 12.2% |
| Cockrell Hill, TX | 4,306 | 92 | 7.9% |
| Ferris, TX | 2,901 | 94 | 6.3% |
| Duncanville, TX | 40,397 | 100 | 0.3% |
| City | Population | Cost of Living Index | National Avg. |
| Milton, GA | 40,389 | 145 | 44.8% |
| Lancaster, TX | 40,385 | 98 | 2.3% |
| Marumsco, VA | 40,366 | 113 | 13.2% |
| Royal Palm Beach, FL | 40,430 | 121 | 21.3% |
| South Valley, NM | 40,361 | 93 | 7.2% |
| Duncanville, TX | 40,397 | 100 | 0.3% |
Here are the best places to live in Texas
These are the 10 cheapest cities in Texas
Most Dangerous Cities In The US
Check out the 10 most dangerous cities in Texas