Cost Of Living in Ferris, TX

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A+

6%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

18%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ferris	Texas	National
Cost of living	94	94	100
Groceries	101	98	100
Health care	97	98	100
Housing	82	83	100
Transportation	96	98	100
Utilities	104	103	100
Lifestyle & Entertainment	96	98	100
Household Items	97	98	100
Education & Childcare	98	98	100

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Homes For Sale In Ferris, TX

475 Whistlestop Way

Ferris, TX

821 Ewing Rd

Ferris, TX

215 E 3rd St

Ferris, TX

1134 Stella Dr

Ferris, TX

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Cost Of Living Quick Facts

The cost of living in Ferris is 1% lower than the Texas average
The cost of living in Ferris is 6% lower than the national average
Ferris housing is 18% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$123,804	$10,317	$2,889	$3,714
Renters	$63,249	$5,271	$1,476	$1,898

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rosser, TX	521	82	17.5%
Wilmer, TX	4,836	86	13.7%
Garrett, TX	954	86	13.7%
Hutchins, TX	5,962	88	12.2%
Cockrell Hill, TX	4,306	92	7.9%
Ferris, TX	2,901	94	6.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Holualoa, HI	2,901	212	112.0%
Norwood, NC	2,901	90	10.2%
Tilton Northfield, NH	2,901	99	1.0%
Moose Lake, MN	2,900	92	7.9%
Delta, OH	2,900	86	13.8%
Ferris, TX	2,901	94	6.3%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ferris, TX

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

Cities with similar population