F
46%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
140%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Duck North Carolina National
Cost of living14696100
Groceries106100100
Health care10799100
Housing24088100
Transportation10999100
Utilities10299100
Lifestyle & Entertainment103100100
Household Items102100100
Education & Childcare113100100
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Cost Of Living Quick Facts

  • The cost of living in Duck is 52% higher than the North Carolina average
  • The cost of living in Duck is 46% higher than the national average
  • Duck housing is 140% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Duck

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Compare Duck, NC Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,736$14,061$3,937$5,063
      Renters$56,531$4,711$1,319$1,696

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Coinjock, NC3941055.3%
      Kill Devil Hills, NC7,41611514.7%
      Kitty Hawk, NC3,61812929.2%
      Southern Shores, NC3,01215050.3%
      Duck, NC60014646.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Allenhurst, GA600955.3%
      Taylor Springs, IL6008316.6%
      Tovey, IL6008119.0%
      Freeport, MI6008713.4%
      Jamesport, MO6008217.6%
      Duck, NC60014646.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.