Cost Of Living in Drum Point, MD

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D-

25%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Drum Point	Maryland	National
Cost of living	125	121	100
Groceries	106	105	100
Health care	112	109	100
Housing	160	151	100
Transportation	112	109	100
Utilities	112	108	100
Lifestyle & Entertainment	113	109	100
Household Items	104	105	100
Education & Childcare	114	112	100

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Homes For Sale In Drum Point, MD

278 Valerie Ln

Lusby, MD

12944 Walsh Ln

Lusby, MD

434 Grover Ln

Lusby, MD

13015 Surf St

Lusby, MD

Cost Of Living Quick Facts

The cost of living in Drum Point is 4% higher than the Maryland average
The cost of living in Drum Point is 25% higher than the national average
Drum Point housing is 60% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$169,189	$14,099	$3,947	$5,076
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Taylors Island, MD	85	110	10.1%
Lexington Park, MD	13,260	113	12.9%
Benedict, MD	188	117	16.8%
Chesapeake Ranch Estates, MD	9,937	119	19.1%
Lusby, MD	2,264	119	19.3%
Drum Point, MD	2,587	125	25.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake Crystal, MN	2,587	96	3.8%
Carthage, NC	2,587	93	7.0%
Beaver Dam Lake, NY	2,587	128	27.8%
Kalona, IA	2,588	93	7.0%
Janesville, MN	2,588	95	5.3%
Drum Point, MD	2,587	125	25.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Drum Point, MD

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Drum Point

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population