Cost of Living in Lake Crystal, MN

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A+
4%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lake Crystal Minnesota National
Cost of living96100100
Groceries100100100
Health care101100100
Housing86100100
Transportation97100100
Utilities106104100
Lifestyle & Entertainment99100100
Household Items97100100
Education & Childcare10499100
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Homes For Sale In Lake Crystal, MN

property for sale

202 N Logan St

Lake Crystal, MN
property for sale

711 E Blue Earth St

Lake Crystal, MN
property for sale

21598 478th Ave

Lake Crystal, MN
property for sale

656 Daisy CT

Lake Crystal, MN

Cost Of Living Quick Facts

  • The cost of living in Lake Crystal is 4% lower than the Minnesota average
  • The cost of living in Lake Crystal is 4% lower than the national average
  • Lake Crystal housing is 14% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Lake Crystal

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,408$9,867$2,763$3,553
      Renters$46,102$3,842$1,076$1,383

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lewisville, MN3478019.7%
      Hanska, MN4418416.2%
      Amboy, MN6278713.2%
      Vernon Center, MN364909.5%
      Kasota, MN755919.1%
      Lake Crystal, MN2,587963.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Drum Point, MD2,58712525.2%
      Carthage, NC2,587937.0%
      Beaver Dam Lake, NY2,58712827.8%
      Kalona, IA2,588937.0%
      Janesville, MN2,588955.3%
      Lake Crystal, MN2,587963.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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