A general overview of the cost of living index for Doctor Phillips, FL is displayed above. In Doctor Phillips, FL, the overall cost of living index is 117, which is 18% higher than the Florida average and 17% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Doctor Phillips, FL, the city's goods and services are 4% lower than the Florida average and 5% lower than the U.S. average.