F
43%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
145%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Campton Hills Illinois National
Cost of living14398100
Groceries102100100
Health care102100100
Housing24595100
Transportation98101100
Utilities9799100
Lifestyle & Entertainment98100100
Household Items100100100
Education & Childcare96100100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Campton Hills, IL

Getting a feel for the cost of living in Campton Hills is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Campton Hills is 143, which is 43% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Campton Hills may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Campton Hills falls into this category, which may not align with your preferences for a budget-friendly living environment.

When it comes to the cost of living in Campton Hills, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 144.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Campton Hills Affordable?

Is Campton Hills affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Campton Hills, for instance, where the median home price falls 131.5% higher than the national average, and monthly rent rates are 176% higher than usual. Additionally, median income levels contribute to the equation, with Campton Hills flaunting a median household income of $259,945, 219.6% higher than the national norm.

What Factors can Influence the Cost of Living in Campton Hills?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Campton Hills, healthcare costs are 1.6% higher than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Campton Hills starts at 6.25% and the income tax rates start at 4.95%.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Campton Hills, the transportation index is 1.9% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Campton Hills are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Campton Hills is 45% higher than the Illinois average
  • The cost of living in Campton Hills is 43% higher than the national average
  • Campton Hills housing is 145% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Campton Hills

See all the best places to live around Campton Hills

Compare Campton Hills, IL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Campton Hills?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Campton Hills?
      Write a review to give others more information about this area.
      See all Campton Hills poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$255,875$21,323$5,970$7,677
      Renters$156,868$13,072$3,660$4,707
      A good indicator of the general affordability of housing in Campton Hills, IL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Campton Hills, the median monthly income is $255,875 for those who own their own homes. Under the standard rule, that income level would allow for $5,970 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $156,868, per the median income in the area. That would allow for renters to spend up to $3,660 on monthly rental expenses.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Genoa, IL5,209972.8%
      Cortland, IL4,3841011.1%
      Sycamore, IL18,4851011.4%
      Carpentersville, IL38,3831022.0%
      Elgin, IL115,3361044.3%
      Campton Hills, IL11,24314342.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Doctor Phillips, FL11,24213535.2%
      Manchester, TN11,241928.4%
      Placerville, CA11,24013433.6%
      Castle Pines, CO11,23816665.5%
      Moncton, NB11,235n/a 
      Campton Hills, IL11,24314342.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.