A+
7%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index DeRidder Louisiana National
Cost of living9393100
Groceries10098100
Health care9796100
Housing8282100
Transportation9397100
Utilities104101100
Lifestyle & Entertainment9796100
Household Items9798100
Education & Childcare9795100
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An Overview of Cost of Living in DeRidder, LA

Getting a feel for the cost of living in DeRidder is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in DeRidder is 93, which is 7% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in DeRidder are priced in a manner consistent with other areas. This means that residents of DeRidder can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is DeRidder Affordable?

Is DeRidder an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in DeRidder is 17.5% lower than the national average, while the average monthly rent prices are 18.4% lower than average. The affordability of any location can also be influenced by median income levels. DeRidder has a median household income of $74,765, which is 8.1% lower than the national average.

What Factors can Influence the Cost of Living in DeRidder?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In DeRidder, the utilities index stands at 4% higher than the national average.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In DeRidder, healthcare costs are 2.9% lower than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In DeRidder, the groceries index is 0.4% lower than the national average.

Where is the Data From?

The DeRidder cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in DeRidder is equal to the Louisiana average
  • The cost of living in DeRidder is 7% lower than the national average
  • DeRidder housing is 18% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around DeRidder

See all the best places to live around DeRidder

Compare DeRidder, LA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,159$8,347$2,337$3,005
      Renters$48,237$4,020$1,125$1,447
      A good indicator of the general affordability of housing in DeRidder, LA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In DeRidder, the median monthly income is $100,159 for those who own their own homes. Under the standard rule, that income level would allow for $2,337 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $48,237, per the median income in the area. That would allow for renters to spend up to $1,125 on monthly rental expenses.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Singer, LA317982.3%
      Merryville, LA1,2518020.4%
      Rosepine, LA1,821919.5%
      Fort Polk South, LA9,145990.6%
      DeRidder, LA11,341936.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waimea, HI11,34015555.2%
      Coshocton, OH11,3448317.3%
      Grandview, WA11,3461010.8%
      Morgan City, LA11,3328910.9%
      Spencer, IA11,3318911.0%
      DeRidder, LA11,341936.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.