| Index | Coshocton | Ohio | National |
| Cost of living | 83 | 89 | 100 |
| Groceries | 96 | 97 | 100 |
| Health care | 99 | 96 | 100 |
| Housing | 51 | 74 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 99 | 96 | 100 |
| Lifestyle & Entertainment | 95 | 95 | 100 |
| Household Items | 96 | 97 | 100 |
| Education & Childcare | 94 | 93 | 100 |
Understanding the cost of living in Coshocton can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Coshocton cost of living index is 83, which is 17% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Coshocton are 48.6% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.
Wondering if Coshocton is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Coshocton, for example, the median home price is 54.7% lower than what folks pay nationally, and monthly rent is 34.4% lower than the usual rates. Plus, income levels matter too, with Coshocton boasting a median household income of $69,573, which is 14.5% lower than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Coshocton, the groceries index is 3.6% lower than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Coshocton, the baseline sales tax rate begins at 5.75%, and income tax rates start at 2.76%.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Coshocton, the healthcare costs are 0.9% lower than the national average.
The Coshocton cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $88,778 | $7,398 | $2,071 | $2,664 |
| Renters | $37,284 | $3,107 | $870 | $1,119 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Fresno, OH | 191 | 96 | 3.8% |
| Kimbolton, OH | 28 | 96 | 3.8% |
| Trinway, OH | 140 | 76 | 24.3% |
| Adamsville, OH | 342 | 81 | 19.0% |
| West Lafayette, OH | 2,673 | 81 | 18.7% |
| Coshocton, OH | 11,344 | 83 | 17.3% |
| City | Population | Cost of Living Index | National Avg. |
| Grandview, WA | 11,346 | 101 | 0.8% |
| DeRidder, LA | 11,341 | 93 | 6.9% |
| Waimea, HI | 11,340 | 155 | 55.2% |
| Westwood, NJ | 11,354 | 147 | 47.1% |
| Progress, PA | 11,354 | 97 | 3.0% |
| Coshocton, OH | 11,344 | 83 | 17.3% |
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