Cost Of Living in Derby Line, VT

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A+

4%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

27%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Derby Line	Vermont	National
Cost of living	96	108	100
Groceries	107	107	100
Health care	105	105	100
Housing	73	114	100
Transportation	106	106	100
Utilities	106	106	100
Lifestyle & Entertainment	105	105	100
Household Items	103	103	100
Education & Childcare	103	103	100

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Homes For Sale In Derby Line, VT

370 Main St

Derby Line, VT

413 Elm St

Derby Line, VT

535 Mead HL

Holland, VT

67 Highland Ave

Derby Line, VT

Cost Of Living Quick Facts

The cost of living in Derby Line is 12% lower than the Vermont average
The cost of living in Derby Line is 4% lower than the national average
Derby Line housing is 27% lower than the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,122	$7,844	$2,196	$2,824
Renters	$40,555	$3,380	$946	$1,217

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Coventry, VT	30	105	5.3%
Island Pond, VT	775	91	8.8%
Irasburg, VT	108	94	5.9%
Orleans, VT	970	94	5.8%
North Troy, VT	646	95	4.9%
Derby Line, VT	688	96	4.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grimes, AL	688	83	17.1%
Geyserville, CA	688	171	71.1%
Bedford Park, IL	688	107	6.7%
Bradford, IL	688	86	14.2%
Grafton, IL	688	98	1.6%
Derby Line, VT	688	96	4.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Derby Line, VT

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Vermont Sales Tax

Vermont Income Tax

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