Cost of Living in Delta, CO

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A
3%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Delta Colorado National
Cost of living103115100
Groceries103104100
Health care106107100
Housing95136100
Transportation107106100
Utilities110108100
Lifestyle & Entertainment109107100
Household Items106105100
Education & Childcare112111100
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Homes For Sale In Delta, CO

property for sale

1260 Frontier Rd

Delta, CO
property for sale

315 E 3rd St

Delta, CO
property for sale

1700 Pioneer Cir

Delta, CO
property for sale

5326 2000 Rd

Delta, CO
See the Newest Homes For Sale In Delta, CO

Cost Of Living Quick Facts

  • The cost of living in Delta is 10% lower than the Colorado average
  • The cost of living in Delta is 3% higher than the national average
  • Delta housing is 5% lower than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Delta

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Compare Delta, CO Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$70,062$5,839$1,635$2,102
      Renters$38,228$3,186$892$1,147
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Delta, CO, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Delta homeowners, is $70,062. This would allow for a maximum of $1,635 per month to be spent on housing costs. For renters, the median monthly income is $38,228 which would result in a maximum of $892 to be spent on rental costs.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Olathe, CO1,852990.6%
      Cedaredge, CO2,6951054.8%
      Orchard City, CO3,29011514.9%
      Delta, CO9,2051033.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Laurens, SC9,2058713.5%
      Saint-Zotique, QC9,205n/a 
      Fort Knox, KY9,2071010.9%
      Toppenish, WA9,1991011.2%
      Picture Rocks, AZ9,197954.9%
      Delta, CO9,2051033.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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