Cost Of Living in Ames, TX

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14%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

46%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ames	Texas	National
Cost of living	86	94	100
Groceries	97	98	100
Health care	99	98	100
Housing	54	83	100
Transportation	97	98	100
Utilities	105	103	100
Lifestyle & Entertainment	101	98	100
Household Items	100	98	100
Education & Childcare	100	98	100

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Homes For Sale In Ames, TX

Cemetery Rd

Ames, TX

N Mlk DR

Ames, TX

139 Malcom St

Liberty, TX

221 Tebo St

Liberty, TX

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Cost Of Living Quick Facts

The cost of living in Ames is 9% lower than the Texas average
The cost of living in Ames is 14% lower than the national average
Ames housing is 46% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,730	$3,561	$997	$1,282
Renters	$49,088	$4,091	$1,145	$1,473

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hull, TX	662	98	1.8%
Dayton Lakes, TX	40	96	3.9%
Daisetta, TX	1,069	85	14.9%
Kenefick, TX	533	85	15.0%
Devers, TX	395	87	13.4%
Ames, TX	1,106	86	14.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Woodville, AL	1,106	84	15.6%
Satanta, KS	1,106	85	14.7%
Fifth Ward, LA	1,106	90	9.9%
Keedysville, MD	1,106	122	22.1%
Memphis, MI	1,106	91	9.2%
Ames, TX	1,106	86	14.3%