Cost of Living in Springfield, Dayton, OH

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16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Springfield Dayton Ohio
Cost of living848289
Groceries989897
Health care969696
Housing565074
Transportation949496
Utilities949496
Lifestyle & Entertainment949495
Household Items969697
Education & Childcare989893
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Homes For Sale In Dayton, OH

property for sale

6937 N Main St

Dayton, OH
property for sale

355 Elmhurst Rd

Dayton, OH
property for sale

9750 Ariadne Trl

Dayton, OH
property for sale

10152 Sawtry Ln

Dayton, OH
See the Newest Homes For Sale In Dayton, OH

Cost Of Living Quick Facts

  • The cost of living in Springfield is 6% lower than the Dayton average
  • The cost of living in Springfield is 16% lower than the national average
  • Springfield housing is 44% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Springfield

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Compare Dayton, OH Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$71,918$5,993$1,678$2,158

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Centerville village, OH707821.7%
      Drexel, OH2,3697921.4%
      Highland Holiday, OH7047921.1%
      Trotwood, OH25,2008317.1%
      New Lebanon, OH4,0088416.0%
      Dayton, OH145,9278217.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Syracuse, NY146,063954.5%
      Fullerton, CA146,10317575.2%
      Murfreesboro, TN146,1031099.1%
      Kelowna, BC145,612n/a 
      Midland, TX145,3241087.7%
      Dayton, OH145,9278217.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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