| Index | Dallas | Georgia | National |
| Cost of living | 99 | 96 | 100 |
| Groceries | 97 | 99 | 100 |
| Health care | 101 | 99 | 100 |
| Housing | 98 | 88 | 100 |
| Transportation | 100 | 99 | 100 |
| Utilities | 103 | 102 | 100 |
| Lifestyle & Entertainment | 98 | 100 | 100 |
| Household Items | 97 | 100 | 100 |
| Education & Childcare | 94 | 99 | 100 |
Getting a feel for the cost of living in Dallas is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Dallas is 99, which is 1% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Dallas is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
The most insightful perspective on a city comes from its residents. We recently surveyed 13 locals to gauge their perception of the cost of living in Dallas. The feedback revealed that 62% of respondents found the cost of living to be reasonable, with prices on the decline, while 38% regarded it as notably expensive with prices that continue to rise.
Is Dallas affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Dallas, the median home price is 8.7% lower than the national average and monthly rent prices are 15% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Dallas boasting a median household income of $73,071, 10.2% lower than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Dallas, the prevailing sales tax rate starts at 4%, and income tax rates kick off at 1%.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Dallas, the transportation index is 0.1% higher than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Dallas, the groceries index is 2.8% lower than the national average.
The cost of living estimates displayed for Dallas are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $99,719 | $8,310 | $2,327 | $2,992 |
| Renters | $52,632 | $4,386 | $1,228 | $1,579 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| City | Population | Cost of Living Index | National Avg. |
| Aragon, GA | 1,621 | 87 | 12.5% |
| Rockmart, GA | 4,458 | 90 | 9.9% |
| Braswell, GA | 386 | 91 | 9.0% |
| Temple, GA | 4,862 | 92 | 7.9% |
| Lithia Springs, GA | 17,936 | 96 | 4.2% |
| Dallas, GA | 14,122 | 99 | 1.4% |
| City | Population | Cost of Living Index | National Avg. |
| Shepherdsville, KY | 14,123 | 93 | 6.8% |
| Brookside, DE | 14,118 | 106 | 5.6% |
| Ewa Beach, HI | 14,135 | 172 | 72.0% |
| River Ridge, LA | 14,137 | 104 | 4.4% |
| Bensville, MD | 14,105 | 143 | 43.3% |
| Dallas, GA | 14,122 | 99 | 1.4% |
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