Bensville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index136121100
Goods & Services index106108100
Groceries index126119100
Health care index10186100
Housing index202150100
Transportation index103108100
Utilities index98108100
A general overview of the cost of living index for Bensville, MD is displayed above. In Bensville, MD, the overall cost of living index is 136, which is 12% higher than the Maryland average and 36% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Bensville, MD, the city's goods and services are 2% lower than the Maryland average and 6% higher than the U.S. average.
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Did you know?

  • The cost of living in Bensville is 12% higher than the Maryland average.
  • The cost of living in Bensville is 36% higher than the national average.
  • The cost of housing in Bensville is 102% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

Compare Bensville, MD Cost of living To Other Cities

Salary Calculator

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Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Bensville, MD to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Bensville, MD, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Bensville, MD salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Bensville, MD, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bensville, MD, the median monthly income is $127,703 for those who own their own homes. Under the standard rule, that income level would allow for $2,980 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $95,114, per the median income in the area. That would allow for renters to spend up to $2,219 on monthly rental expenses.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Bensville, MD, the Maryland income tax and the Maryland sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Maryland maximum surtax is 6%, and the Maryland sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 5.75% in Maryland.

Goods & Services

ItemBensvilleNational avg.Difference
Haircut $24.50$17.4940.1%
Beauty Salon $50.00$38.1731.0%
Toothpaste $3.04$2.3231.0%
Shampoo $1.23$1.0121.6%
Movie $12.45$10.7216.1%
Bowling $19.83$13.8643.1%


ItemBensvilleNational avg.Difference
Ground Beef $4.59$3.9017.7%
Fried Chicken $1.69$1.4021.1%
Milk $2.46$1.9625.4%
Potatoes $4.66$3.1846.4%
Pizza $11.99$10.3915.4%
Beer $10.99$9.2319.1%

Health Care

ItemBensvilleNational avg.Difference
Optometrist $102.00$106.344.1%
Doctor $128.00$115.2511.1%
Dentist $99.50$98.381.1%
Ibuprofen $10.99$9.2618.7%
Lipitor $398.50$466.4714.6%


ItemBensvilleNational avg.Difference
Home Price $342,500.00$184,700.0085.4%
Avg. Mortgage Payment $3,052.37$1,273.32139.7%
Apartment Rent $2,280.00$949.00140.3%


ItemBensvilleNational avg.Difference
Gasoline $2.75$2.596.1%
Tire Balancing $49.00$48.900.2%


ItemBensvilleNational avg.Difference
All Electricity$166.20$167.600.8%
Phone $175.14$163.427.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Port Tobacco Village, MD51088%
Rose Hill CDP (Lee County), VA70891-9%
Woodlawn CDP (Carroll County), VA2,24793-7%
Potomac Heights, MD1,19194-6%
Wakefield town, VA81098-2%
Bensville, MD12,58413636%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
North Palm Beach, FL12,58111212%
Terryville, NY12,58814343%
Woodhaven, MI12,59093-7%
Ardmore, PA12,59212323%
Green River, WY12,57497-3%
Bensville, MD12,58413636%
Source: The Bensville, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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