Cost of Living in Temple, GA

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A+
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Temple Georgia National
Cost of living9296100
Groceries9799100
Health care10199100
Housing7788100
Transportation10099100
Utilities103102100
Lifestyle & Entertainment98100100
Household Items97100100
Education & Childcare9499100
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Homes For Sale In Temple, GA

property for sale

142 Sourwood Ln

Temple, GA
property for sale

44 Meadow Spring Ln

Temple, GA
property for sale

227 Waters Edge Pkwy

Temple, GA
property for sale

712 Honeysuckle Ln

Temple, GA
See the Newest Homes For Sale In Temple, GA

Cost Of Living Quick Facts

  • The cost of living in Temple is 4% lower than the Georgia average
  • The cost of living in Temple is 8% lower than the national average
  • Temple housing is 23% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Temple

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Compare Temple, GA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,113$8,593$2,406$3,094
      Renters$87,742$7,312$2,047$2,633
      A good way to judge both the affordability of the housing and the cost of living in Temple is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Temple has a median income of about $103,113 for people who own homes. Based on that number, a maximum of $2,406 should be spent on expenses related to housing. Renters have a slightly different median income, which is $87,742. Based on this average, renters should spend no more than $2,047 on all rental costs if they want to maintain a non-impoverished standard of living.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tallapoosa, GA3,2568614.2%
      Bowdon, GA2,7918811.6%
      Waco, GA5238910.6%
      Buchanan, GA1,447937.4%
      Mount Zion, GA2,233954.6%
      Temple, GA4,862927.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bloomfield, WI4,8621010.6%
      Gibson, AR4,8618910.6%
      Headland, AL4,863919.4%
      Nowthen, MN4,86312727.3%
      Pinardville, NH4,8631066.3%
      Temple, GA4,862927.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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