Cost of Living in Cumby, TX

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17%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cumby Texas National
Cost of living8394100
Groceries9998100
Health care10098100
Housing4883100
Transportation9598100
Utilities103103100
Lifestyle & Entertainment9998100
Household Items9998100
Education & Childcare9498100
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Homes For Sale In Cumby, TX

property for sale

7188 FM 1567 W

Cumby, TX
property for sale

1026 County Road 1145

Point, TX
property for sale

TBD Fm 1568

Cumby, TX
property for sale

202 W Tarrant St

Cumby, TX
See the Newest Homes For Sale In Cumby, TX

Cost Of Living Quick Facts

  • The cost of living in Cumby is 12% lower than the Texas average
  • The cost of living in Cumby is 17% lower than the national average
  • Cumby housing is 52% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Cumby

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Compare Cumby, TX Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,717$6,810$1,907$2,452
      Renters$79,247$6,604$1,849$2,378

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Campbell, TX9638514.9%
      Point, TX1,1238514.8%
      Commerce, TX9,7038614.0%
      Lone Oak, TX6448613.5%
      Sulphur Springs, TX16,5739010.2%
      Cumby, TX8368316.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Maricopa Colony, AZ836981.6%
      Tignall, GA8368713.0%
      Garnavillo, IA8368416.4%
      Millersburg, IN8368812.2%
      Spring Valley, KY83612323.5%
      Cumby, TX8368316.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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