Cost Of Living in Lone Oak, TX

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14%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lone Oak	Texas	National
Cost of living	86	94	100
Groceries	99	98	100
Health care	100	98	100
Housing	59	83	100
Transportation	95	98	100
Utilities	103	103	100
Lifestyle & Entertainment	99	98	100
Household Items	99	98	100
Education & Childcare	94	98	100

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Homes For Sale In Lone Oak, TX

7403 Circle Vw

Lone Oak, TX

306 Mill St

Lone Oak, TX

TBD County Road 3133

, TX

304 McBride St

Lone Oak, TX

Cost Of Living Quick Facts

The cost of living in Lone Oak is 8% lower than the Texas average
The cost of living in Lone Oak is 14% lower than the national average
Lone Oak housing is 41% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$90,317	$7,526	$2,107	$2,710
Renters	$53,800	$4,483	$1,255	$1,614

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cumby, TX	836	83	16.8%
Campbell, TX	963	85	14.9%
Hawk Cove, TX	443	85	14.9%
Point, TX	1,123	85	14.8%
West Tawakoni, TX	2,053	86	14.4%
Lone Oak, TX	644	86	13.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dubois, ID	644	90	10.4%
Cedarville, IL	644	86	14.4%
Britton, MI	644	89	11.3%
Ansonville, NC	644	85	15.2%
Sedillo, NM	644	119	18.7%
Lone Oak, TX	644	86	13.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Lone Oak, TX

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Texas Sales Tax

Texas Income Tax

Nearby cities with low cost of living

Cities with similar population