Cost of Living in Ellsworth, ME

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0%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ellsworth Maine National
Cost of living100100100
Groceries103103100
Health care101101100
Housing9191100
Transportation105103100
Utilities110108100
Lifestyle & Entertainment104103100
Household Items103103100
Education & Childcare104106100
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Homes For Sale In Ellsworth, ME

property for sale

20 Sargent Dr

Ellsworth, ME
property for sale

25 School St

Ellsworth, ME
property for sale

16 Infant St

Ellsworth, ME
property for sale

355 Nevells Way

Ellsworth, ME
See the Newest Homes For Sale In Ellsworth, ME

Cost Of Living Quick Facts

  • The cost of living in Ellsworth is equal to the Maine average
  • The cost of living in Ellsworth is equal to the national average
  • Ellsworth housing is 9% lower than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Ellsworth

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Compare Ellsworth, ME Cost of Living

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      The best places in Maine

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,781$9,565$2,678$3,444
      Renters$47,961$3,997$1,119$1,439
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ellsworth, ME, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ellsworth, homeowners have a median income of $114,781. Using that number, a maximum of $2,678 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $47,961, which means there is a maximum of $1,119 to be spent on the costs of renting a home or apartment.

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bar Harbor, ME2,22111514.9%
      Blue Hill, ME1,26311919.0%
      Ellsworth, ME8,3191000.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Helena Valley West Central, MT8,31911313.3%
      Garden City Park, NY8,32217069.9%
      Crestwood Village, NJ8,315964.2%
      Rolling Hills Estates, CA8,314274174.1%
      Richland Hills, TX8,314982.1%
      Ellsworth, ME8,3191000.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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