Country Club, California Cost Of Living

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D+

Overall 4%

Goods & Services 1%

Housing 16%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Country Club	California	National
Cost of living	104	140	100
Goods & Services	101	111	100
Groceries	125	118	100
Health care	100	113	100
Housing	84	196	100
Transportation	124	128	100
Utilities	129	118	100

Key findings

The cost of living in Country Club is 26% lower than the California average
The cost of living in Country Club is 4% higher than the national average
Country Club housing is 16% lower than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,241	$4,353	$1,219	$1,567
Renters	$33,450	$2,788	$780	$1,004

The affordability of the housing market in Country Club, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Country Club homeowners, the median income is $52,241. This indicates that a monthly maximum of $1,219 should be spent by homeowners on all housing related costs. Renters have a median income of $33,450. This indicates that renters would have a maximum of $780 for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Country Club	National avg.	Difference
Haircut	$18.00	$17.49	2.9%
Beauty Salon	$40.50	$38.17	6.1%
Toothpaste	$2.77	$2.32	19.3%
Shampoo	$1.46	$1.01	44.3%
Movie	$11.63	$10.72	8.4%
Bowling	$16.38	$13.86	18.2%

Groceries

Item	Country Club	National avg.	Difference
Ground Beef	$4.63	$3.90	18.7%
Fried Chicken	$1.61	$1.40	15.4%
Milk	$2.76	$1.96	40.7%
Potatoes	$3.02	$3.18	5.1%
Pizza	$15.59	$10.39	50.0%
Beer	$9.85	$9.23	6.7%

Health Care

Item	Country Club	National avg.	Difference
Optometrist	$114.40	$106.34	7.6%
Doctor	$124.33	$115.25	7.9%
Dentist	$83.10	$98.38	15.5%
Ibuprofen	$12.12	$9.26	30.9%
Lipitor	$489.24	$466.47	4.9%

Housing

Item	Country Club	National avg.	Difference
Home Price	$139,000.00	$184,700.00	24.7%
Avg. Mortgage Payment	$1,816.22	$1,273.32	42.6%
Apartment Rent	$985.00	$949.00	3.8%

Transportation

Item	Country Club	National avg.	Difference
Gasoline	$3.37	$2.59	30.1%
Tire Balancing	$57.49	$48.90	17.6%

Utilities

Item	Country Club	National avg.	Difference
All Electricity	$253.20	$167.60	51.1%
Phone	$182.40	$163.42	11.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Acampo, CA	466	113	13%
Victor, CA	579	95	-5%
Kennedy, CA	3,641	96	-4%
August, CA	7,781	97	-3%
Taft Mosswood, CA	936	99	-1%
Country Club, CA	9,597	104	4%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Hermantown, MN	9,599	111	11%
Astoria, OR	9,595	115	15%
Aiea, HI	9,594	201	101%
Bristol, PA	9,593	105	5%
Orono, ME	9,601	107	7%
Country Club, CA	9,597	104	4%

Source: The Country Club, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Country Club, CA Cost of Living

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