Cost of Living in Citrus Springs, FL

Get 300+ Local Insights for Any Address in Citrus Springs, FL

Get Access to 300+ Local Data Points
A+
0%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Citrus Springs Florida National
Cost of living100102100
Groceries103102100
Health care103104100
Housing9297100
Transportation100103100
Utilities110110100
Lifestyle & Entertainment99104100
Household Items100102100
Education & Childcare111106100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Citrus Springs, FL

property for sale

1751 W Country Club Blvd

Citrus Springs, FL
property for sale

3028 W Randolph Ln

Citrus Springs, FL
property for sale

9781 N Loretta Way

Citrus Springs, FL
property for sale

9130 N Mendoza Way

Citrus Springs, FL

Cost Of Living Quick Facts

  • The cost of living in Citrus Springs is 2% lower than the Florida average
  • The cost of living in Citrus Springs is equal to the national average
  • Citrus Springs housing is 8% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Citrus Springs

See all the best places to live around Citrus Springs

Compare Citrus Springs, FL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Citrus Springs?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Citrus Springs?
      Write a review to give others more information about this area.
      See all Citrus Springs poll results

      The best places in Florida

      Here are the best places to live in FloridaSafest Cities In The USSafest States In The USSee the best places to live in Citrus Springs
      Best Places in Florida

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,997$6,583$1,843$2,370
      Renters$75,141$6,262$1,753$2,254
      A good way to judge both the affordability of the housing and the cost of living in Citrus Springs is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Citrus Springs has a median income of about $78,997 for people who own homes. Based on that number, a maximum of $1,843 should be spent on expenses related to housing. Renters have a slightly different median income, which is $75,141. Based on this average, renters should spend no more than $1,753 on all rental costs if they want to maintain a non-impoverished standard of living.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Homosassa Springs, FL14,8709010.5%
      Hernando, FL9,319928.3%
      Beverly Hills, FL9,813918.8%
      Inverness, FL7,675927.5%
      Inglis, FL1,816927.9%
      Citrus Springs, FL9,4941000.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Country Club, CA9,49412323.4%
      Molalla, OR9,48912120.5%
      Belgrade, MT9,4991109.9%
      Flowood, MS9,5001000.4%
      College Place, WA9,5011088.3%
      Citrus Springs, FL9,4941000.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026