Cost of Living in Belgrade, MT

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10%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Belgrade Montana National
Cost of living110102100
Groceries102103100
Health care100102100
Housing131101100
Transportation99100100
Utilities104104100
Lifestyle & Entertainment102100100
Household Items101100100
Education & Childcare97102100
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Homes For Sale In Belgrade, MT

property for sale

1704 Deadwood Loop

Belgrade, MT
property for sale

1109 W Park Ave Unit B

Belgrade, MT
property for sale

TBD Skinner Rd

, MT
property for sale

810 Accolade Loop

Belgrade, MT
See the Newest Homes For Sale In Belgrade, MT

Cost Of Living Quick Facts

  • The cost of living in Belgrade is 8% higher than the Montana average
  • The cost of living in Belgrade is 10% higher than the national average
  • Belgrade housing is 31% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Belgrade

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,636$10,886$3,048$3,919
      Renters$65,690$5,474$1,533$1,971
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Belgrade, MT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Belgrade homeowners, is $130,636. This would allow for a maximum of $3,048 per month to be spent on housing costs. For renters, the median monthly income is $65,690 which would result in a maximum of $1,533 to be spent on rental costs.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Logan, MT171010.9%
      Springhill, MT2031010.9%
      Amsterdam, MT17311312.6%
      Manhattan, MT2,01711514.7%
      King Arthur Park, MT2,00811515.5%
      Belgrade, MT9,4991109.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Flowood, MS9,5001000.4%
      College Place, WA9,5011088.3%
      Country Club, CA9,49412323.4%
      Citrus Springs, FL9,4941000.1%
      Canal Winchester, OH9,5041000.1%
      Belgrade, MT9,4991109.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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