Cost of Living in Coldwater, MS

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17%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Coldwater Mississippi National
Cost of living8386100
Groceries9897100
Health care9695100
Housing5463100
Transportation9394100
Utilities10098100
Lifestyle & Entertainment9594100
Household Items9896100
Education & Childcare9294100
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Homes For Sale In Coldwater, MS

property for sale

3581 Countyline Tate Rd

Coldwater, MS
property for sale

528 Arkabutla Dam Rd

Coldwater, MS
property for sale

105 Whitetail Ln

Coldwater, MS
property for sale

565 Alred Rd

Coldwater, MS

Cost Of Living Quick Facts

  • The cost of living in Coldwater is 3% lower than the Mississippi average
  • The cost of living in Coldwater is 17% lower than the national average
  • Coldwater housing is 46% lower than the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Coldwater

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$63,780$5,315$1,488$1,914
      Renters$41,271$3,439$963$1,238

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Crenshaw, MS1,1918019.7%
      Como, MS1,9608514.8%
      Senatobia, MS7,927919.3%
      Hernando, MS16,7521010.8%
      Bridgetown, MS2,6461032.6%
      Coldwater, MS1,6688316.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      City View, SC1,668955.2%
      Lookout Mountain, GA1,66712120.9%
      Silver Bay, MN1,6698910.7%
      Port Gibson, MS1,6677921.0%
      Estancia, NM1,6698415.6%
      Coldwater, MS1,6688316.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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