Cost of Living in Estancia, NM

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Estancia New Mexico National
Cost of living8494100
Groceries9798100
Health care9898100
Housing5385100
Transportation9898100
Utilities9597100
Lifestyle & Entertainment9796100
Household Items9898100
Education & Childcare10196100
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Homes For Sale In Estancia, NM

property for sale

5th St

Estancia, NM
property for sale

395 4th of July Rd

Estancia, NM
property for sale

TBD Linda Vista DR

Tajique, NM
property for sale

9402 State Highway 337 Unit A

Estancia, NM

Cost Of Living Quick Facts

  • The cost of living in Estancia is 10% lower than the New Mexico average
  • The cost of living in Estancia is 16% lower than the national average
  • Estancia housing is 47% lower than the national average
  • New Mexico general sales tax is 2% lower than the national average
  • New Mexico state income tax is 35% lower than the national average

Most Affordable Places to Live in and Around Estancia

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Compare Estancia, NM Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$66,943$5,579$1,562$2,008
      Renters$30,225$2,519$705$907

      New Mexico Sales Tax

      State General Sales Tax With Max Surtax
      New Mexico 5% 8.688%

      New Mexico Income Tax

      State Income Tax (Low) Income Tax (High)
      New Mexico 1.7% 5.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Chilili, NM52982.3%
      Willard, NM3408416.1%
      McIntosh, NM8141000.2%
      Manzano Springs, NM2381032.7%
      Estancia, NM1,6698415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Silver Bay, MN1,6698910.7%
      Plymouth, OH1,6698316.6%
      Westwood, PA1,6698614.1%
      La Guadeloupe, QC1,669n/a 
      Saint-Albert, QC1,669n/a 
      Estancia, NM1,6698415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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