| Index | Coatesville | Pennsylvania | National |
| Cost of living | 96 | 97 | 100 |
| Groceries | 100 | 100 | 100 |
| Health care | 101 | 99 | 100 |
| Housing | 87 | 90 | 100 |
| Transportation | 100 | 101 | 100 |
| Utilities | 100 | 99 | 100 |
| Lifestyle & Entertainment | 102 | 100 | 100 |
| Household Items | 100 | 99 | 100 |
| Education & Childcare | 103 | 101 | 100 |
Knowing the cost of living in Coatesville allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Coatesville stands at 96, marking it 4% lower than the national average.
The cost of living in Coatesville aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Coatesville residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Locals have the inside scoop on their city. So, we polled 17 residents in Coatesville to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 41% find it reasonable with decreasing prices, but 59% think it's quite pricey, with prices that continue to rise.
Wondering if Coatesville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Coatesville, for example, the median home price is 33.4% lower than what folks pay nationally, and monthly rent is 34.3% higher than the usual rates. Plus, income levels matter too, with Coatesville boasting a median household income of $79,739, which is 2% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Coatesville, the groceries index is 0.1% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Coatesville, the housing index is 13.1% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Coatesville, healthcare costs are 0.6% higher than the national average.
The Coatesville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,567 | $9,214 | $2,580 | $3,317 |
| Renters | $50,625 | $4,219 | $1,181 | $1,519 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| City | Population | Cost of Living Index | National Avg. |
| Lincoln University, PA | 1,902 | 100 | 0.5% |
| Westwood, PA | 1,669 | 86 | 14.1% |
| Christiana, PA | 1,016 | 98 | 2.3% |
| Goodville, PA | 345 | 99 | 0.7% |
| Modena, PA | 673 | 101 | 0.7% |
| Coatesville, PA | 13,546 | 96 | 3.6% |
| City | Population | Cost of Living Index | National Avg. |
| Central Elgin, ON | 13,549 | n/a | |
| Avenal, CA | 13,541 | 106 | 6.2% |
| Bardstown, KY | 13,551 | 90 | 9.5% |
| Verona, WI | 13,552 | 117 | 17.0% |
| Bécancour, QC | 13,552 | n/a | |
| Coatesville, PA | 13,546 | 96 | 3.6% |
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