| Index | Clovis | California | National |
| Cost of living | 132 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 118 | 116 | 100 |
| Housing | 168 | 197 | 100 |
| Transportation | 122 | 118 | 100 |
| Utilities | 121 | 119 | 100 |
| Lifestyle & Entertainment | 116 | 120 | 100 |
| Household Items | 111 | 111 | 100 |
| Education & Childcare | 125 | 127 | 100 |
The cost of living in Clovis affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Clovis is 132, which is 32% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you're in pursuit of an economical living environment, Clovis may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Clovis falls within this bracket.
Housing costs make up a big chunk of the cost of living in Clovis, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 68.1% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Household expenses account for 8% of the cost of living index and include the products people rely on every week, from toiletries and detergent to clothing and kitchen essentials. In Clovis, household essentials are 11% more expensive than the U.S. average, which can leave less room in your monthly budget.
The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, Clovis does not fare better, with grocery expenses coming in at 10.4% higher than the national average.
Locals have the inside scoop on their city. So, we polled 6 residents in Clovis to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 67% find it reasonable with decreasing prices, but 33% think it's quite pricey, with prices that continue to rise.
Is Clovis affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Clovis, the median home price is 83.8% higher than the national average and monthly rent prices are 31.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Clovis boasting a median household income of $123,112, 51.4% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Clovis, the utilities index stands at 20.5% higher than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Clovis, the groceries index is 10.4% higher than the national average.
The Clovis cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $157,627 | $13,136 | $3,678 | $4,729 |
| Renters | $75,633 | $6,303 | $1,765 | $2,269 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Tooleville, CA | 188 | 106 | 6.4% |
| Calwa, CA | 2,452 | 111 | 10.9% |
| West Park, CA | 1,048 | 111 | 11.0% |
| Del Rey, CA | 1,276 | 112 | 11.5% |
| Mayfair, CA | 5,014 | 112 | 12.2% |
| Clovis, CA | 117,046 | 132 | 32.3% |
| City | Population | Cost of Living Index | National Avg. |
| Carlsbad, CA | 117,067 | 202 | 102.1% |
| Palm Bay, FL | 116,937 | 105 | 5.3% |
| North Charleston, SC | 117,218 | 102 | 1.9% |
| Murrieta, CA | 117,330 | 150 | 50.5% |
| Costa Mesa, CA | 117,376 | 197 | 97.0% |
| Clovis, CA | 117,046 | 132 | 32.3% |
Here are the best places to live in California
Most Dangerous Cities In The US
Most Dangerous States In The US
See the best places to live in Clovis