Cost Of Living in Cloverdale, CA

Get 300+ Local Insights for Any Address in Cloverdale, CA

Get Access to 300+ Local Data Points

F

56%

Overall NAT. AVG.

20%

Goods & Services NAT. AVG.

129%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Cloverdale	California	National
Cost of living	156	140	100
Goods & Services	120	111	100
Groceries	123	112	100
Health care	125	109	100
Housing	229	196	100
Transportation	132	126	100
Utilities	136	127	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Cloverdale is 12% higher than the California average
The cost of living in Cloverdale is 56% higher than the national average
Cloverdale housing is 129% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Cloverdale

See all the best places to live around Cloverdale

Compare Cloverdale, CA Cost of Living

Compare Neighborhoods & Addresses

Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.

UNLOCK FULL COMPARISON →

Write a review to give others more information about this area.

See all Cloverdale poll results

The best places in California

Here are the best places to live in California

Most Dangerous States In The US

Safest Cities In The US

Check out the 10 safest cities in California

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,538	$8,878	$2,486	$3,196
Renters	$39,697	$3,308	$926	$1,191

A good way to judge both the affordability of the housing and the cost of living in Cloverdale is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Cloverdale has a median income of about $106,538 for people who own homes. Based on that number, a maximum of $2,486 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,697. Based on this average, renters should spend no more than $926 on all rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Cloverdale	National avg.	Difference
Haircut	$28.38	$24.26	17.0%
Beauty Salon	$85.43	$45.56	87.5%
Toothpaste	$4.09	$3.70	10.4%
Shampoo	$1.65	$1.28	29.1%
Movie	$16.02	$12.13	32.0%
Bowling	$24.01	$18.00	33.4%

Groceries

Item	Cloverdale	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$2.11	$1.57	34.1%
Milk	$5.18	$4.67	10.9%
Potatoes	$4.98	$4.93	0.9%
Pizza	$15.74	$12.09	30.2%
Beer	$11.21	$10.41	7.6%

Health Care

Item	Cloverdale	National avg.	Difference
Optometrist	$159.79	$125.68	27.1%
Doctor	$174.45	$135.78	28.5%
Dentist	$155.36	$113.29	37.1%
Ibuprofen	$11.30	$10.65	6.1%
Lipitor	$498.84	$468.60	6.5%

Housing

Item	Cloverdale	National avg.	Difference
Home Price	$493,500.00	$184,700.00	167.2%
Avg. Mortgage Payment	$7,224.18	$2,346.69	207.8%
Apartment Rent	$1,324.00	$949.00	39.5%

Transportation

Item	Cloverdale	National avg.	Difference
Gasoline	$4.63	$3.46	33.9%
Tire Balancing	$75.33	$59.92	25.7%

Utilities

Item	Cloverdale	National avg.	Difference
All Electricity	$298.77	$193.99	54.0%
Phone	$203.63	$192.25	5.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kelseyville, CA	3,657	108	8.1%
Soda Bay, CA	714	119	19.1%
Hopland, CA	899	154	54.0%
Geyserville, CA	671	176	75.8%
Healdsburg, CA	11,924	195	95.0%
Cloverdale, CA	8,854	156	55.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ashland, NJ	8,853	118	17.5%
Riverside, CT	8,855	275	174.9%
Edgewater, MD	8,850	128	28.0%
Hooper, UT	8,850	119	18.7%
Southeast Arcadia, FL	8,859	88	11.8%
Cloverdale, CA	8,854	156	55.9%