A+
4%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
0%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clinton Mississippi National
Cost of living9686100
Groceries9797100
Health care9195100
Housing10063100
Transportation9294100
Utilities9698100
Lifestyle & Entertainment9094100
Household Items9696100
Education & Childcare9794100
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An Overview of Cost of Living in Clinton, MS

Are you thinking about relocating, but curious about the potential cost of living in Clinton? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Clinton stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Clinton closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Clinton can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Clinton Affordable?

Wondering if Clinton is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Clinton, for example, the median home price is 3.1% lower than what folks pay nationally, and monthly rent is 6% higher than the usual rates. Plus, income levels matter too, with Clinton boasting a median household income of $95,605, which is 17.5% higher than the national average.

What Factors can Influence the Cost of Living in Clinton?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Clinton, the standard sales tax rate starts at 7%, and the income tax rates commence at 5%.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Clinton, healthcare costs are 8.7% lower than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Clinton, the housing index stands at 0.4% lower than the national average.

Where is the Data From?

The Clinton cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Clinton is 12% higher than the Mississippi average
  • The cost of living in Clinton is 4% lower than the national average
  • Clinton housing is equal to the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Clinton

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Compare Clinton, MS Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,327$9,361$2,621$3,370
      Renters$66,164$5,514$1,544$1,985
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Clinton, MS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Clinton homeowners, is $112,327. This would allow for a maximum of $2,621 per month to be spent on housing costs. For renters, the median monthly income is $66,164 which would result in a maximum of $1,544 to be spent on rental costs.

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bolton, MS8927723.3%
      Learned, MS868416.3%
      Jackson, MS168,1278515.5%
      Cleary, MS1,9038614.5%
      Raymond, MS2,0568614.3%
      Clinton, MS25,729964.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Timberwood Park, TX25,73312626.3%
      Homewood, AL25,71612323.1%
      Walker, MI25,7111000.1%
      Palm Springs, FL25,7541033.4%
      Paducah, KY25,7038811.6%
      Clinton, MS25,729964.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.