Cost of Living in Cleveland, NC

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A+
8%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cleveland North Carolina National
Cost of living9296100
Groceries100100100
Health care10099100
Housing7288100
Transportation9999100
Utilities10099100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare100100100
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Homes For Sale In Cleveland, NC

property for sale

6280 Highway 70 E

Cleveland, NC
property for sale

00 Statesville BLVD

Cleveland, NC
property for sale

02 Mimosa St

Cleveland, NC
property for sale

01 Mimosa St

Cleveland, NC

Cost Of Living Quick Facts

  • The cost of living in Cleveland is 4% lower than the North Carolina average
  • The cost of living in Cleveland is 8% lower than the national average
  • Cleveland housing is 28% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Cleveland

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Compare Cleveland, NC Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,690$7,058$1,976$2,541
      Renters$31,064$2,589$725$932

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Spencer, NC1,4298316.6%
      Cooleemee, NC1,0699010.3%
      Enochville, NC3,435919.3%
      China Grove, NC4,336918.8%
      Spencer, NC3,331918.8%
      Cleveland, NC1,172928.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Squirrel Mountain Valley, CA1,17212221.7%
      Thompson, ND1,1721000.1%
      Castleton, VT1,17211413.7%
      King Cove, AK1,1731032.9%
      Fayette, IA1,1718416.4%
      Cleveland, NC1,172928.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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