A+
17%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index East Spencer North Carolina National
Cost of living8396100
Groceries100100100
Health care10099100
Housing4588100
Transportation9999100
Utilities10099100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare100100100
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Cost Of Living Quick Facts

  • The cost of living in East Spencer is 13% lower than the North Carolina average
  • The cost of living in East Spencer is 17% lower than the national average
  • East Spencer housing is 55% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around East Spencer

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Compare East Spencer, NC Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,511$7,209$2,018$2,596
      Renters$22,859$1,905$533$686

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Misenheimer, NC7188713.0%
      Lexington, NC19,3868911.3%
      Cooleemee, NC1,0699010.3%
      Enochville, NC3,435919.3%
      Southmont, NC1,188919.1%
      East Spencer, NC1,4298316.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marmaduke, AR1,4298316.8%
      Westwood, CA1,4291077.3%
      Simmesport, LA1,4297723.2%
      Ellington, MO1,4297921.1%
      L'Avenir, QC1,429n/a 
      East Spencer, NC1,4298316.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.