Cost of Living in Clearwater, MN

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A
1%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clearwater Minnesota National
Cost of living99100100
Groceries100100100
Health care99100100
Housing96100100
Transportation100100100
Utilities106104100
Lifestyle & Entertainment101100100
Household Items102100100
Education & Childcare9999100
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Homes For Sale In Clearwater, MN

property for sale

18542 Driftwood Rd

Clearwater, MN
property for sale

980 Porter St

Clearwater, MN
property for sale

195 Goldfinch Ln

Clearwater, MN
property for sale

1714 216th St SE

Clearwater, MN
See the Newest Homes For Sale In Clearwater, MN

Cost Of Living Quick Facts

  • The cost of living in Clearwater is 1% lower than the Minnesota average
  • The cost of living in Clearwater is 1% lower than the national average
  • Clearwater housing is 4% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Clearwater

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Compare Clearwater, MN Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,714$10,060$2,816$3,622
      Renters$68,744$5,729$1,604$2,063

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kingston, MN227919.1%
      Kimball, MN784927.6%
      South Haven, MN179964.0%
      St. Cloud, MN69,805963.7%
      Maple Lake, MN2,208973.1%
      Clearwater, MN1,690990.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Berrien Springs, MI1,6908811.9%
      Crystal Falls, MI1,6908218.3%
      Ordway, CO1,689927.5%
      Pinehurst, ID1,689964.2%
      Capron, IL1,6898910.8%
      Clearwater, MN1,690990.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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