| Index | Clearwater | Minnesota | National |
| Cost of living index | 97 | 102 | 100 |
| Index | Clearwater | Minnesota | National |
| Goods & Services index | 103 | 105 | 100 |
| Groceries index | 115 | 106 | 100 |
| Health care index | 124 | 113 | 100 |
| Housing index | 82 | 100 | 100 |
| Transportation index | 101 | 103 | 100 |
| Utilities index | 85 | 89 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $79,583 | $6,632 | $1,857 | $2,388 |
| Renters | $42,500 | $3,542 | $992 | $1,275 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| Item | Clearwater | National avg. | Difference |
| Haircut | $17.00 | $16.09 | 5.7% |
| Beauty Salon | $32.17 | $37.33 | 13.8% |
| Toothpaste | $2.93 | $2.45 | 19.9% |
| Shampoo | $1.53 | $1.00 | 53.3% |
| Movie | $9.25 | $10.28 | 10.0% |
| Bowling | $4.07 | $4.93 | 17.4% |
| Item | Clearwater | National avg. | Difference |
| Ground Beef | $3.79 | $3.80 | 0.3% |
| Fried Chicken | $2.22 | $1.40 | 58.9% |
| Milk | $2.29 | $2.01 | 14.1% |
| Potatoes | $3.02 | $3.01 | 0.2% |
| Pizza | $9.99 | $9.89 | 1.1% |
| Beer | $9.79 | $8.90 | 10.0% |
| Item | Clearwater | National avg. | Difference |
| Optometrist | $132.83 | $102.16 | 30.0% |
| Doctor | $184.50 | $108.36 | 70.3% |
| Dentist | $89.10 | $92.53 | 3.7% |
| Ibuprofen | $9.63 | $9.28 | 3.8% |
| Lipitor | $480.16 | $425.82 | 12.8% |
| Item | Clearwater | National avg. | Difference |
| Home Price | $153,000.00 | $184,700.00 | 17.2% |
| Avg. Mortgage Payment | $823.98 | $1,202.44 | 31.5% |
| Apartment Rent | $768.00 | $949.00 | 19.1% |
| Item | Clearwater | National avg. | Difference |
| Gasoline | $2.30 | $2.24 | 2.5% |
| Tire Balancing | $45.09 | $46.29 | 2.6% |
| Item | Clearwater | National avg. | Difference |
| All Electricity | $162.68 | $165.96 | 2.0% |
| Phone | $19.99 | $28.68 | 30.3% |
| City, State | Population | Cost of Living Index | National Avg. |
| Kingston, MN | 170 | 91 | -9% |
| South Haven, MN | 198 | 93 | -7% |
| Annandale, MN | 3,298 | 94 | -6% |
| Kimball, MN | 877 | 95 | -5% |
| Waite Park, MN | 7,371 | 95 | -5% |
| Clearwater, MN | 1,743 | 97 | -3% |
| City, State | Population | Cost of Living Index | National Avg. |
| Williamsport, IN | 1,743 | 87 | -13% |
| Glen Lyon, PA | 1,743 | 83 | -17% |
| Forest Lake, IL | 1,743 | 123 | 23% |
| Sparta, GA | 1,743 | 75 | -25% |
| Shannon, MS | 1,744 | 73 | -27% |
| Clearwater, MN | 1,743 | 97 | -3% |