Cost of Living in Berrien Springs, MI

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12%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Berrien Springs Michigan National
Cost of living8891100
Groceries9598100
Health care9897100
Housing7076100
Transportation9396100
Utilities97100100
Lifestyle & Entertainment9496100
Household Items10098100
Education & Childcare9695100
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Homes For Sale In Berrien Springs, MI

property for sale

10283 S Arrowhead Dr

Berrien Springs, MI
property for sale

2552 Ridgewood Trl

Berrien Springs, MI
property for sale

5965 Pollys Path

Berrien Springs, MI
property for sale

4435 Lake Chapin Rd

Berrien Springs, MI

Cost Of Living Quick Facts

  • The cost of living in Berrien Springs is 3% lower than the Michigan average
  • The cost of living in Berrien Springs is 12% lower than the national average
  • Berrien Springs housing is 30% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Berrien Springs

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,902$7,492$2,098$2,697
      Renters$50,737$4,228$1,184$1,522

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Benton Heights, MI4,3087920.7%
      Benton Harbor, MI10,0598019.9%
      Dowagiac, MI5,8718118.5%
      Niles, MI11,5218416.2%
      Galien, MI4668515.3%
      Berrien Springs, MI1,6908811.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Crystal Falls, MI1,6908218.3%
      Clearwater, MN1,690990.7%
      Ordway, CO1,689927.5%
      Pinehurst, ID1,689964.2%
      Capron, IL1,6898910.8%
      Berrien Springs, MI1,6908811.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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