Cost of Living in Clearwater, MN

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B-
1%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Clearwater Minnesota National
Cost of living10199100
Goods & Services109100100
Groceries9798100
Health care124109100
Housing95100100
Transportation9997100
Utilities9393100
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Cost Of Living Quick Facts

  • The cost of living in Clearwater is 2% higher than the Minnesota average
  • The cost of living in Clearwater is 1% higher than the national average
  • Clearwater housing is 5% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

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Compare Clearwater, MN Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,471$6,789$1,901$2,444
      Renters$45,795$3,816$1,068$1,374

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Goods & Services

      Item Clearwater National avg. Difference
      Haircut $27.97$24.2615.3%
      Beauty Salon $37.17$45.5618.4%
      Toothpaste $3.62$3.702.2%
      Shampoo $1.52$1.2818.6%
      Movie $11.24$12.137.4%
      Bowling $26.39$18.0046.6%

      Groceries

      Item Clearwater National avg. Difference
      Ground Beef $5.75$5.841.5%
      Fried Chicken $1.35$1.5713.9%
      Milk $4.58$4.672.0%
      Potatoes $4.86$4.931.4%
      Pizza $13.07$12.098.2%
      Beer $9.52$10.418.5%

      Health Care

      Item Clearwater National avg. Difference
      Optometrist $109.94$125.6812.5%
      Doctor $162.98$135.7820.0%
      Dentist $96.90$113.2914.5%
      Ibuprofen $10.88$10.652.1%
      Lipitor $492.95$468.605.2%

      Housing

      Item Clearwater National avg. Difference
      Home Price $180,500.00$184,700.002.3%
      Avg. Mortgage Payment $1,954.72$2,346.6916.7%
      Apartment Rent $830.00$949.0012.5%

      Transportation

      Item Clearwater National avg. Difference
      Gasoline $3.31$3.464.3%
      Tire Balancing $61.97$59.923.4%

      Utilities

      Item Clearwater National avg. Difference
      All Electricity $175.69$193.999.4%
      Phone $188.55$192.251.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kingston, MN222936.9%
      Kimball, MN767955.1%
      South Haven, MN174981.7%
      St. Cloud, MN68,390991.4%
      Maple Lake, MN2,162991.0%
      Clearwater, MN1,6361011.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Connellsville, PA1,6368118.9%
      Lakeside, TX1,6361099.5%
      West Glendive, MT1,635963.9%
      Pilot Mountain, NC1,635927.6%
      Estancia, NM1,6358415.6%
      Clearwater, MN1,6361011.2%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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