Cost of Living in Clayton, IL

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18%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
57%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clayton Illinois National
Cost of living8298100
Groceries98100100
Health care99100100
Housing4395100
Transportation100101100
Utilities9999100
Lifestyle & Entertainment100100100
Household Items101100100
Education & Childcare95100100
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Homes For Sale In Clayton, IL

property for sale

312 W Lafayette St

Clayton, IL
property for sale

100 S Franklin St

Clayton, IL
property for sale

1489 E 2723rd Ln

Clayton, IL
property for sale

1350 E 2950th St

Clayton, IL

Cost Of Living Quick Facts

  • The cost of living in Clayton is 17% lower than the Illinois average
  • The cost of living in Clayton is 18% lower than the national average
  • Clayton housing is 57% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Clayton

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Compare Clayton, IL Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,589$6,632$1,857$2,388
      Renters$35,393$2,949$826$1,062

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bowen, IL5997821.7%
      Camden, IL728218.1%
      La Prairie, IL658217.6%
      Augusta, IL6288316.9%
      Mount Sterling, IL2,2978416.5%
      Clayton, IL6028218.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Plainview, AR6027822.1%
      El Prado Estates, AZ6028812.0%
      Leary, GA6028020.3%
      Morley, MI6028415.8%
      Salem, NM602982.1%
      Clayton, IL6028218.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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