Cost of Living in Mount Sterling, IL

Get 300+ Local Insights for Any Address in Mount Sterling, IL

Get Access to 300+ Local Data Points
A+
16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mount Sterling Illinois National
Cost of living8498100
Groceries98100100
Health care99100100
Housing4895100
Transportation100101100
Utilities9999100
Lifestyle & Entertainment100100100
Household Items101100100
Education & Childcare95100100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Mount Sterling, IL

property for sale

109 E North St

Mt Sterling, IL
property for sale

County Road 1475 E

Cooperstown Township, IL
property for sale

135 E Main St

Mt Sterling, IL
property for sale

129 E Main St

Mt Sterling, IL

Cost Of Living Quick Facts

  • The cost of living in Mount Sterling is 15% lower than the Illinois average
  • The cost of living in Mount Sterling is 16% lower than the national average
  • Mount Sterling housing is 52% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Mount Sterling

See all the best places to live around Mount Sterling

Compare Mount Sterling, IL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Mount Sterling?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Mount Sterling?
      Write a review to give others more information about this area.
      See all Mount Sterling poll results

      The best places in Illinois

      Here are the best places to live in IllinoisSafest States In The USThese are the largest cities in IllinoisSee the best places to live in Mount Sterling
      Best Places in Illinois

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,647$7,971$2,232$2,870
      Renters$32,138$2,678$750$964

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ripley, IL497723.1%
      Perry, IL2798118.8%
      Versailles, IL4338218.4%
      Clayton, IL6028218.2%
      Camden, IL728218.1%
      Mount Sterling, IL2,2978416.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Belvedere, CA2,297348248.3%
      Great Barrington, MA2,29713030.3%
      Dakota City, NE2,2978910.9%
      Augusta, AR2,2968020.1%
      Silver Lake, FL2,2961077.0%
      Mount Sterling, IL2,2978416.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026