C+
13%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cimarron Hills Colorado National
Cost of living113115100
Groceries105104100
Health care109107100
Housing124136100
Transportation111106100
Utilities111108100
Lifestyle & Entertainment106107100
Household Items106105100
Education & Childcare113111100
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An Overview of Cost of Living in Cimarron Hills, CO

Are you thinking about relocating, but curious about the potential cost of living in Cimarron Hills? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Cimarron Hills stands at 113, making it 13% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Housing costs significantly influence the Cimarron Hills cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 24.2%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Cimarron Hills Affordable?

Wondering if Cimarron Hills is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Cimarron Hills, for example, the median home price is 27.6% higher than what folks pay nationally, and monthly rent is 16.1% higher than the usual rates. Plus, income levels matter too, with Cimarron Hills boasting a median household income of $106,154, which is 30.5% higher than the national average.

What Factors can Influence the Cost of Living in Cimarron Hills?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Cimarron Hills, the baseline sales tax rate begins at 2.9%, and income tax rates start at 4.4%.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Cimarron Hills, the transportation index is 10.5% higher than the national average.

Where is the Data From?

The Cimarron Hills cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Cimarron Hills is 2% lower than the Colorado average
  • The cost of living in Cimarron Hills is 13% higher than the national average
  • Cimarron Hills housing is 24% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 69% higher than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,969$10,414$2,916$3,749
      Renters$63,110$5,259$1,472$1,893
      A good way to judge both the affordability of the housing and the cost of living in Cimarron Hills is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Cimarron Hills has a median income of about $124,969 for people who own homes. Based on that number, a maximum of $2,916 should be spent on expenses related to housing. Renters have a slightly different median income, which is $63,110. Based on this average, renters should spend no more than $1,472 on all rental costs if they want to maintain a non-impoverished standard of living.

      Colorado Sales Tax

      State General Sales Tax With Max Surtax
      Colorado 2.9% 10%

      Colorado Income Tax

      State Income Tax (Low) Income Tax (High)
      Colorado 4.4% 4.4%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Peyton, CO01088.4%
      Stratmoor, CO6,1261066.2%
      Security-Widefield, CO39,79611514.9%
      Fountain, CO31,20511818.1%
      Colorado Springs, CO481,85512121.0%
      Cimarron Hills, CO19,38411313.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lexington, NC19,3868911.3%
      Alsip, IL19,392991.2%
      Wallingford Center, CT19,37411515.4%
      Point Pleasant, NJ19,37314040.2%
      Woodcrest, CA19,39715757.5%
      Cimarron Hills, CO19,38411313.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.