Cost of Living in Pearl Beach, MI

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A+
0%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pearl Beach Michigan National
Cost of living10091100
Groceries9598100
Health care9497100
Housing10776100
Transportation9996100
Utilities103100100
Lifestyle & Entertainment9796100
Household Items9798100
Education & Childcare9995100
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Homes For Sale In Pearl Beach, MI

property for sale

9445 Folkert Rd

Clay, MI
property for sale

3915 Fruit

Pearl Beach, MI
property for sale

3915 Fruit St

Clay, MI
property for sale

9279 Oakdale St

Clay, MI

Cost Of Living Quick Facts

  • The cost of living in Pearl Beach is 10% higher than the Michigan average
  • The cost of living in Pearl Beach is equal to the national average
  • Pearl Beach housing is 7% higher than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Pearl Beach

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,345$7,779$2,178$2,801
      Renters$91,317$7,610$2,131$2,740

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mount Clemens, MI16,6428911.5%
      Algonac, MI4,1628910.8%
      Marine City, MI4,222909.5%
      New Haven, MI5,018954.8%
      St. Clair, MI5,549964.2%
      Pearl Beach, MI5,5191000.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tonganoxie, KS5,519955.1%
      Morris, MN5,519973.1%
      Calistoga, CA5,51817069.7%
      Fruitland, ID5,518946.3%
      Englewood Cliffs, NJ5,517234134.4%
      Pearl Beach, MI5,5191000.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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