| Index | Chillum | Maryland | National |
| Cost of living | 126 | 121 | 100 |
| Groceries | 104 | 105 | 100 |
| Health care | 107 | 109 | 100 |
| Housing | 172 | 151 | 100 |
| Transportation | 106 | 109 | 100 |
| Utilities | 110 | 108 | 100 |
| Lifestyle & Entertainment | 108 | 109 | 100 |
| Household Items | 104 | 105 | 100 |
| Education & Childcare | 109 | 112 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Chillum? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Chillum stands at 126, making it 26% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Chillum is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Chillum falls into this category, which may not be suitable for those seeking an economically favorable living environment.
Housing costs make up a big chunk of the cost of living in Chillum, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 72.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Chillum an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Chillum is 77.6% higher than the national average, while the average monthly rent prices are 59.4% higher than average. The affordability of any location can also be influenced by median income levels. Chillum has a median household income of $92,128, which is 13.3% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Chillum, the groceries index registers 3.9% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Chillum, the housing index is 72.2% higher than the national average.
The cost of living estimates displayed for Chillum are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $123,539 | $10,295 | $2,882 | $3,707 |
| Renters | $78,588 | $6,549 | $1,834 | $2,358 |
| State | General Sales Tax | With Max Surtax |
| Maryland | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Maryland | 2% | 5.75% |
| City | Population | Cost of Living Index | National Avg. |
| Rose Hill CDP (Lee County), VA | 731 | 89 | 11.0% |
| Wakefield town, VA | 838 | 92 | 8.4% |
| Belle Haven town, VA | 578 | 99 | 1.4% |
| Cottage City, MD | 1,193 | 105 | 5.5% |
| Silver Hill, MD | 5,346 | 132 | 31.6% |
| Chillum, MD | 35,167 | 126 | 26.1% |
| City | Population | Cost of Living Index | National Avg. |
| San Dimas, CA | 35,164 | 166 | 65.8% |
| Montgomery Village, MD | 35,133 | 127 | 26.7% |
| Newark, DE | 35,117 | 115 | 14.5% |
| Chester, PA | 35,117 | 86 | 13.9% |
| Merritt Island, FL | 35,222 | 117 | 17.1% |
| Chillum, MD | 35,167 | 126 | 26.1% |
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