| Index | Chillicothe | Ohio | National |
| Cost of living | 88 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 96 | 96 | 100 |
| Housing | 69 | 74 | 100 |
| Transportation | 95 | 96 | 100 |
| Utilities | 97 | 96 | 100 |
| Lifestyle & Entertainment | 100 | 95 | 100 |
| Household Items | 95 | 97 | 100 |
| Education & Childcare | 97 | 93 | 100 |
Knowing the cost of living in Chillicothe allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Chillicothe stands at 88, marking it 12% lower than the national average.
Nobody knows their city better than the people who actually live there. So, we asked 6 local residents how they would rate the cost of living in Chillicothe and this is how they responded. 83% of people said that the cost of living was affordable, with prices decreasing, while 17% of people said that the cost of living was very expensive and prices continue to rise.
Is Chillicothe affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Chillicothe, for instance, where the median home price falls 34.1% lower than the national average, and monthly rent rates are 23.3% lower than usual. Additionally, median income levels contribute to the equation, with Chillicothe flaunting a median household income of $67,503, 17% lower than the national norm.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Chillicothe, the prevailing sales tax rate starts at 5.75%, and income tax rates kick off at 2.76%.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Chillicothe, the housing index is 30.8% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Chillicothe, the healthcare costs are 4.5% lower than the national average.
The Chillicothe cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $99,318 | $8,277 | $2,317 | $2,980 |
| Renters | $43,689 | $3,641 | $1,019 | $1,311 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Bourneville, OH | 263 | 96 | 3.8% |
| Laurelville, OH | 538 | 84 | 15.6% |
| New Holland, OH | 848 | 85 | 15.5% |
| Clarksburg, OH | 611 | 85 | 15.4% |
| Adelphi, OH | 385 | 85 | 14.6% |
| Chillicothe, OH | 22,213 | 88 | 11.6% |
| City | Population | Cost of Living Index | National Avg. |
| Prichard, AL | 22,203 | 82 | 17.6% |
| Hamtramck, MI | 22,199 | 84 | 16.2% |
| Ballenger Creek, MD | 22,229 | 124 | 23.6% |
| St. Andrews, SC | 22,188 | 89 | 10.7% |
| Mont-Royal, QC | 22,238 | n/a | |
| Chillicothe, OH | 22,213 | 88 | 11.6% |
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