An overview of the general cost of living index for Ballenger Creek, MD is displayed above for your reference. Residents in Ballenger Creek, MD enjoy a cost of living index of 118. This index is 2% lower than the Maryland average, and 18% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Ballenger Creek, MD, the average cost of goods and services is 3% higher than it is in Maryland, and it is 13% higher than the national average.