Cost of Living in Childersburg, AL

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17%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Childersburg Alabama National
Cost of living8389100
Groceries9596100
Health care9795100
Housing5774100
Transportation9595100
Utilities9597100
Lifestyle & Entertainment9794100
Household Items9596100
Education & Childcare8693100
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Homes For Sale In Childersburg, AL

property for sale

303 Bon Air Rd

Childersburg, AL
property for sale

0 Highway 280 #0

Childersburg, AL
property for sale

755 Childersburg Fayetteville Hwy

Childersburg, AL
property for sale

1245 Kimberly Rd

Sylacauga, AL
See the Newest Homes For Sale In Childersburg, AL

Cost Of Living Quick Facts

  • The cost of living in Childersburg is 6% lower than the Alabama average
  • The cost of living in Childersburg is 17% lower than the national average
  • Childersburg housing is 43% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Childersburg

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,673$5,723$1,602$2,060
      Renters$45,796$3,816$1,069$1,374
      A good way to judge both the affordability of the housing and the cost of living in Childersburg is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Childersburg has a median income of about $68,673 for people who own homes. Based on that number, a maximum of $1,602 should be spent on expenses related to housing. Renters have a slightly different median income, which is $45,796. Based on this average, renters should spend no more than $1,069 on all rental costs if they want to maintain a non-impoverished standard of living.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mignon, AL7977723.4%
      Hollins, AL1,0007821.7%
      Bon Air, AL808020.0%
      Shelby, AL1,0128218.0%
      Talladega, AL16,0198217.6%
      Childersburg, AL5,0568316.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      June Park, FL5,05611212.1%
      Normandy, MO5,0558614.3%
      Adel, IA5,057991.4%
      Chittenango, NY5,057981.7%
      Crossett, AR5,0548415.9%
      Childersburg, AL5,0568316.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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