Cost of Living in Adel, IA

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A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
0%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Adel Iowa National
Cost of living9989100
Groceries10097100
Health care9796100
Housing10074100
Transportation9897100
Utilities9795100
Lifestyle & Entertainment9895100
Household Items9697100
Education & Childcare9794100
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Homes For Sale In Adel, IA

property for sale

1405 Nile Kinnick Dr S

Adel, IA
property for sale

704 Meadow Rd

Adel, IA
property for sale

1402 S 7th St

Adel, IA
property for sale

2310 Chan Dr

Adel, IA
See the Newest Homes For Sale In Adel, IA

Cost Of Living Quick Facts

  • The cost of living in Adel is 10% higher than the Iowa average
  • The cost of living in Adel is 1% lower than the national average
  • Adel housing is equal to the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Adel

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$145,737$12,145$3,400$4,373
      Renters$55,864$4,655$1,303$1,676
      A good way to judge both the affordability of the housing and the cost of living in Adel is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Adel has a median income of about $145,737 for people who own homes. Based on that number, a maximum of $3,400 should be spent on expenses related to housing. Renters have a slightly different median income, which is $55,864. Based on this average, renters should spend no more than $1,303 on all rental costs if they want to maintain a non-impoverished standard of living.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Linden, IA2248812.2%
      Minburn, IA4138811.6%
      Redfield, IA7258911.1%
      Dexter, IA585918.6%
      De Soto, IA1,011928.3%
      Adel, IA5,057991.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Chittenango, NY5,057981.7%
      Childersburg, AL5,0568316.9%
      June Park, FL5,05611212.1%
      Normandy, MO5,0558614.3%
      Cicero, IN5,059982.3%
      Adel, IA5,057991.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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