Cost of Living in Chester, NJ

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F
50%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
140%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chester New Jersey National
Cost of living150125100
Groceries108108100
Health care114112100
Housing240157100
Transportation115114100
Utilities111111100
Lifestyle & Entertainment114113100
Household Items105107100
Education & Childcare116120100
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Homes For Sale In Chester, NJ

property for sale

2 Hillas Ln

Chester, NJ
property for sale

5 Chilton Rd

Chester, NJ
property for sale

2 Chilton Rd

Chester, NJ
property for sale

17 Carlisle Ct

Chester, NJ

Cost Of Living Quick Facts

  • The cost of living in Chester is 20% higher than the New Jersey average
  • The cost of living in Chester is 50% higher than the national average
  • Chester housing is 140% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Chester

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Compare Chester, NJ Cost of Living

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$188,236$15,686$4,392$5,648
      Renters$67,011$5,584$1,563$2,011

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Murray, NJ223991.2%
      Great Meadows, NJ272991.2%
      Port Colden, NJ86991.2%
      Marksboro, NJ128963.7%
      Victory Gardens, NJ1,6541087.7%
      Chester, NJ1,55415050.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wood River, NE1,5548514.9%
      Morenci, AZ1,5538614.5%
      Delft Colony, CA1,55311110.9%
      Columbine Valley, CO1,555235134.6%
      East Hazel Crest, IL1,553954.8%
      Chester, NJ1,55415050.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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