Cost Of Living in Church Creek, MD

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A-

7%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Church Creek	Maryland	National
Cost of living	107	121	100
Groceries	107	105	100
Health care	109	109	100
Housing	104	151	100
Transportation	110	109	100
Utilities	106	108	100
Lifestyle & Entertainment	111	109	100
Household Items	104	105	100
Education & Childcare	108	112	100

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Homes For Sale In Church Creek, MD

3113 Bay View Dr

Church Creek, MD

1932 Church Creek Rd

Church Creek, MD

1123 Ball Park Rd

Fishing Creek, MD

3313 Belfiore Rd

Church Creek, MD

Cost Of Living Quick Facts

The cost of living in Church Creek is 12% lower than the Maryland average
The cost of living in Church Creek is 7% higher than the national average
Church Creek housing is 4% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,081	$4,923	$1,378	$1,773
Renters	$77,507	$6,459	$1,808	$2,325

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Taylors Island, MD	85	110	10.1%
Elliott, MD	39	108	7.7%
East New Market, MD	334	101	0.8%
Cambridge, MD	12,776	103	3.3%
Secretary, MD	515	104	3.7%
Church Creek, MD	76	107	6.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
False Pass, AK	76	136	36.0%
Spruce Pine, AL	76	95	4.6%
McCaskill, AR	76	81	19.0%
Omaha, AR	76	81	18.8%
Woodruff, AZ	76	102	2.4%
Church Creek, MD	76	107	6.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Church Creek, MD

Homes For Sale In Church Creek, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Church Creek

Compare Church Creek, MD Cost of Living

The best places in Maryland

Salary Calculator

Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population