Cost Of Living in Chesapeake City, MD

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B

11%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

36%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Chesapeake City	Maryland	National
Cost of living	111	121	100
Groceries	100	105	100
Health care	101	109	100
Housing	136	151	100
Transportation	100	109	100
Utilities	100	108	100
Lifestyle & Entertainment	102	109	100
Household Items	100	105	100
Education & Childcare	103	112	100

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Homes For Sale In Chesapeake City, MD

Cecil St

Chesapeake City, MD

320 Cecil St

Chesapeake City, MD

31 Riverview Ave

Chesapeake City, MD

19 Tower Rd

Chesapeake City, MD

Cost Of Living Quick Facts

The cost of living in Chesapeake City is 8% lower than the Maryland average
The cost of living in Chesapeake City is 11% higher than the national average
Chesapeake City housing is 36% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$92,274	$7,690	$2,153	$2,768
Renters	$61,912	$5,159	$1,445	$1,858

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wilmington Manor, DE	8,668	100	0.3%
Galena, MD	782	99	0.6%
Wilmington, DE	72,823	100	0.5%
Elsmere, DE	5,954	101	0.7%
Cecilton, MD	925	102	1.7%
Chesapeake City, MD	742	111	11.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Burnside, AZ	742	81	18.6%
Adrian, GA	742	80	19.8%
Morning Sun, IA	742	84	16.4%
Minneola, KS	742	84	16.3%
Pembroke, KY	742	88	12.0%
Chesapeake City, MD	742	111	11.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Chesapeake City, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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